What will the financial system look like in 2035?

By 2035 the financial system is far more digital, automated, and interconnected. Igor Beuker predicts AI, blockchain, stablecoins, and digital identity will rewire banking, payments, and global commerce. Settlement compresses toward instant. Middlemen who add delay without value disappear. Institutions that adapt become infrastructure. Institutions that defend the old rails become history. Pick your side now.